Borrowing up to $500,000 has never been easier

Get funded in 3 Quick & Easy Steps



1 · Apply Online

Cash shortages in business usually occur at the worst possible times such as payroll or last minute equipment failure which can literally derail operations. Business Union Capital provides fast access to short term cash advances so your business can fulfill its financial obligations. The first step is to complete a simple, straightforward and secure application, which typically takes less than five minutes to complete and about two minutes to be received. There is no charge to apply. There is also no need to visit a bank - the entire process can be completed online. We only do soft pulls on credit so the credit scores will not change.


2 · Verify & Match

Once your application is submitted Business Union Capital matches your financial needs with its carefully screened lender network in search for the best possible loan for your businesses situation. Business owners with concerns about their credit history do not have to worry about shopping around for an approval as Business Union Capital provides access to several of its lenders in one simple process. Many of our lenders specialize in issuing loans to businesses with poor credit and little collateral Provided that you meet our minimum qualifications: At least 1 year in business, $100,000+ in annual revenue, 500+ FICO of business owner. You may be required to validate info with bank statements.


3 · Receive Funds

Once your application is completed and a matching lender is identified, you are directed to your lender's electronic signature page where you will be presented several options to choose from and can review the terms and rates for each specific loan solution. When you are ready to sign for your loan of choice, simply select it, complete the electronic signature page and your funds will be sent directly to your businesses bank account within twenty-four to forty-eight hours. If you have questions about particular terms, rates or payment schedules, simply call in to discuss your specific questions. It's that easy.


Who We Are

Business Union Capital, "BUC Financial" is a division of SEARCHEN NETWORKS® - a nationwide business consulting company and provides services related to consulting businesses in a variety of growth strategies, including acquiring funding from different types of lenders. We do not provide loans to consumers. As such, "BUC Financial" is an intermediary exchange allowing businesses to receive an offer while removing the need to physically visit a bank to solve time-sensitive financial needs as well as speed-up the process. Again, "BUC Financial" does not offer its services to consumers. Whether you're running short on payroll this month or your business is in need of critical equipment, Business Union Capital works directly with some of the most trusted sources in the United States for borrowing working capital when businesses need it most.


Security and Privacy

We take your privacy and security on this site seriously. Utilizing industry-rated data encryption technology, we ensure that information submitted on this site is protected at all times, during and after your loan application. For instance, on every page of this site you will see a green badge in the address bar indicating https:// secure socket layers are present securing the information you transmit through this site.

To learn even more about the process, visit our Frequently Asked Questions page.

Ready to apply? Get a term loan up to $500,000 or a line of credit for as much as 100,000!


Additional Details: We only do soft pulls so your credit score will not lower upon application. Eligibility for the lowest rates with prospective lenders is limited, available only to businesses with the strongest creditworthiness, cash flow, and typically businesses that have shown an excellent payment history on prior loans. Rates subject to change without notice. Draw the cash you need directly into your business checking account at any time. Only pay interest on what you draw. Pay back your balance early any time. Receive line of credit draws almost immediately in your bank account. Merchants in good standing are eligible for renewal once they are 50% paid down and meet the following criteria: No more than 3 missed payments during past loan term. Zero past due balances at time of renewal. No stacking small business financing with other lenders. The renewal will be a new loan in which a portion of the proceeds is used to pay off the current active loan. Required for approval on all loans: Recent banks statements. We work with a very expansive list of industries; please see the list of preferred borrowers. A one-time origination fee to cover the cost of processing the loan may apply. For more information please see our frequently asked questions.
Downloadable Documentation: Term Loan, Term Loan and Line of Credit, Line of Credit Only   Adobe